The Book: How to Get What You Want in Life with the Money You Already Have  Book Reviews Library Journal: The catchy title of this book alone will make you want to pick it up, and you will not be disappointed. Written in an upbeat style by a longtime professional speaker on paycheck management, it promotes energy and motivation. The book is about ridding yourself of old hang-ups concerning money (you might find yourself nodding in agreement) and redirecting your focus about bills and debt. Appealing to a diverse audience, Keeffe offers several practical examples on how to achieve personal money goals: pay yourself first, pay the minimum on credit cards, and have an awareness of interest rates. The author contends that there will always be bills to pay so why not put some fun in your life now? This is accomplished by custom-designing savings programs that work. The central point throughout is that making choices gives you a feeling of empowerment. A welcome addition to public libraries. - Belinda Wise Booklist: Given that no one ever has enough money, this is a seemingly timeless how-to from a well-know adviser on personal finance. From day-to-day bill paying to credit management, Keeffe advises and relates case histories in easygoing conversational style, Her tone is reminiscent of that of a well-done infomercial or call-in show rather than a hard-sell or tough-love tract. Throughout, her advice is focused and purposeful, aimed toward the achievement of a level of financial independence and security that will allow the reader to attain (and obtain) certain goals without committing financial suicide or encumbering future earnings. This may be one of the best personal finance advice books around because of the soundness of Keeffe's philosophy and its obvious applicability to ordinary people's lives. Keeffe allows the reader to pass by the pie-in-the-sky, get rich-NOW! collection and get useful financial advice that can be put into action today. - Mike Tribby “How can people do investment planning if they (1) have no cash, (2) spend everything they earn, (3) owe a substantial amount of money on credit/installment loan bills? Without the background and perspective gained by attending Carol’s workshop or reading her book, most people have no choice but to wander through life from paycheck to paycheck.” — Tim Olsen, Certified Public Accountant
 
 
Order Book Now ! Master Money Plan Sheet (Print a copy here)
 
Amazon review:  The only thing that worked for me
 
    . . .  so far I have paid off four credit cards and saved enough to buy a house. I bought a digital camera with coins I saved in a jar. Why does this method work? Because it enables you to have enough cash and savings so that you are not tempted to use credit to buy "fun" things, or to use plastic to get through the month.
 
    . . .  I can handle the bills without stress, and I do less impulse-buying because I have my goals in mind. Try this book if you have trouble making it through the month without using credit.
 
_______________________
 
Amazon review:  Great book! Timeless Advice!
 
    This book is (over) ten years old but it still applicable and full of excellent advice. I too was pessimistic about her advice of paying only the minimum on your bills. Most financial advisors focus on getting out of debt first and having little savings but her book take a much more holistic approach because it helps you to make small steps to paying off your debt and huge steps to getting your spending under control and learning to save!!!!
 
 I like Suze Orman but her plan keeps you dependent on your credit cards. Put all your cash on paying down your debts and if you have an emergency use your credit card. No way! I like Carol's plan. It is a slow and steady process of debt elimination but when you are finally out of debt you also have savings and you are NOT dependent on your credit cards. Her plan is the best plan to help you get out of debt and STAY out of debt.
Spanish • Eliminate debt painlessly • Reach your dreams & still pay the bills • Look forward to paying the bills! • Have money for Fun and Security
You’ll learn how to:
More Testimonials “. . . a seemingly timeless how-to from a well-know adviser on personal finance. - Booklist
Carol Keeffe 808-990-1153 Carol@ReachMyDreams.commailto:Carol@ReachMyDreams.comshapeimage_17_link_0
 
More Testimonials The Change Game (An Excerpt from the Book) Contact Carol: 808-990-1153
carol@reachmydreams.com mailto:carol@reachmydreams.comshapeimage_21_link_0
About Carol Facilitation Home Book Speaking Parenting School Districts Store S.O.S. Auntie Carol! Parent Support & Facilitation Over-the-Phone Well-Being