Amazon review: The only thing that worked for me
. . . so far I have paid off four credit cards and saved enough to buy a house. I bought a digital camera with coins I saved in a jar. Why does this method work? Because it enables you to have enough cash and savings so that you are not tempted to use credit to buy "fun" things, or to use plastic to get through the month.
. . . I can handle the bills without stress, and I do less impulse-buying because I have my goals in mind. Try this book if you have trouble making it through the month without using credit.
_______________________
Amazon review: Great book! Timeless Advice!
This book is (over) ten years old but it still applicable and full of excellent advice. I too was pessimistic about her advice of paying only the minimum on your bills. Most financial advisors focus on getting out of debt first and having little savings but her book take a much more holistic approach because it helps you to make small steps to paying off your debt and huge steps to getting your spending under control and learning to save!!!!
I like Suze Orman but her plan keeps you dependent on your credit cards. Put all your cash on paying down your debts and if you have an emergency use your credit card. No way! I like Carol's plan. It is a slow and steady process of debt elimination but when you are finally out of debt you also have savings and you are NOT dependent on your credit cards. Her plan is the best plan to help you get out of debt and STAY out of debt.
You’ll learn how to:
